IQHab › United States › Regions
Home costs by state
Cost estimates adjusted for each state's regional labor market. Pick your state to see local ranges for HVAC, water damage and more.
Alabama
Cost factor 0.88 — Lower labor costs; humid summers drive AC load.
Alaska
Cost factor 1.20 — Remote logistics raise material and labor costs.
Arizona
Cost factor 1.00 — Intense desert heat increases cooling demand.
Arkansas
Cost factor 0.87 — Below-average labor costs; humid summers.
California
Cost factor 1.35 — High labor and material costs; strict energy codes.
Colorado
Cost factor 1.10 — Snow and dry air affect heating and HVAC sizing.
Connecticut
Cost factor 1.25 — High cost of living; older housing stock.
Delaware
Cost factor 1.05 — Moderate costs; humid coastal climate.
Florida
Cost factor 1.00 — Humidity and hurricanes increase AC and storm-related work.
Georgia
Cost factor 1.00 — Humid summers; growing metro labor demand.
Hawaii
Cost factor 1.35 — Very high costs; island logistics and humidity.
Idaho
Cost factor 0.95 — Cold winters; moderate labor costs.
Illinois
Cost factor 1.10 — Cold winters; higher urban labor rates.
Indiana
Cost factor 0.92 — Moderate costs; cold winters and humidity.
Iowa
Cost factor 0.92 — Seasonal extremes; below-average labor costs.
Kansas
Cost factor 0.92 — Hot summers and cold winters drive HVAC.
Kentucky
Cost factor 0.90 — Lower costs; humid summers.
Louisiana
Cost factor 0.90 — Humidity and storm risk; lower labor costs.
Maine
Cost factor 1.05 — Cold winters; older housing stock.
Maryland
Cost factor 1.15 — Higher urban labor costs near DC/Baltimore.
Massachusetts
Cost factor 1.25 — High labor and material costs; old homes.
Michigan
Cost factor 0.95 — Cold winters; moderate costs.
Minnesota
Cost factor 1.05 — Very cold winters drive heating systems.
Mississippi
Cost factor 0.85 — Lowest labor costs; humid summers.
Missouri
Cost factor 0.92 — Seasonal extremes; moderate costs.
Montana
Cost factor 0.95 — Cold winters; lower labor costs.
Nebraska
Cost factor 0.92 — Cold winters and hot summers.
Nevada
Cost factor 1.05 — Desert heat; growing metro demand.
New Hampshire
Cost factor 1.10 — Cold winters; moderate-high costs.
New Jersey
Cost factor 1.25 — High labor and material costs; older stock.
New Mexico
Cost factor 0.92 — Desert climate; moderate costs.
New York
Cost factor 1.30 — Very high costs; strict codes and old housing.
North Carolina
Cost factor 1.00 — Humid climate; growing metros.
North Dakota
Cost factor 0.92 — Extreme cold winters; low labor costs.
Ohio
Cost factor 0.95 — Seasonal extremes; moderate costs.
Oklahoma
Cost factor 0.88 — Hot summers; low labor costs.
Oregon
Cost factor 1.15 — Moderate-high costs; rainy, mild climate.
Pennsylvania
Cost factor 1.00 — Old housing stock; moderate costs.
Rhode Island
Cost factor 1.15 — High costs; old and small housing stock.
South Carolina
Cost factor 0.95 — Humid, hurricane-prone coast; moderate costs.
South Dakota
Cost factor 0.90 — Cold winters; low labor costs.
Tennessee
Cost factor 0.95 — Growing metros; moderate costs.
Texas
Cost factor 1.00 — Large state with varied climate; strong HVAC demand.
Utah
Cost factor 0.98 — Growing population; snow and dry air.
Vermont
Cost factor 1.15 — Cold winters; older housing stock.
Virginia
Cost factor 1.10 — Moderate-high costs; varied climate.
Washington
Cost factor 1.15 — Higher costs; mild, wet climate; strong energy codes.
West Virginia
Cost factor 0.85 — Low labor costs; old housing stock.
Wisconsin
Cost factor 0.95 — Cold winters; moderate costs.
Wyoming
Cost factor 0.95 — Cold winters; low population, low costs.